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Turnover in the insurance book of business is an important issue in most private and public crop insurance plans.. Gupta P.K (2004). Insurance and Risk Management. Himalya Publishing House. ... Reference Books: Risk Management and Insurance By Scott Harrington and Gregory Niehaus. Tata McGraw Hill, (2nd ed., 2004). Jeevanandam, C. (2005). Risk Management. Sultan Chand and Sons. Principles of Insurance. Insurance Institute of India (2003).. “Broadly defined, business risk management is concerned with possible reductions in business value from any source” (Harrington and Niehaus, 2004). The corporation’s value to its shareholders, which is reflected in the value of the organization’s common stock, really depends on the variability related to the company’s future net cash .... Mar 28, 2021. 2nd ed. London: John ... 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